{"id":75,"date":"2025-07-07T01:19:00","date_gmt":"2025-07-07T01:19:00","guid":{"rendered":"https:\/\/smartvora.com\/?p=75"},"modified":"2025-07-06T23:43:51","modified_gmt":"2025-07-06T23:43:51","slug":"%ea%b0%91%ec%9e%90%ea%b8%b0-%ec%97%b0%ea%b8%88%ec%9d%b4-%eb%b0%98%ec%9c%bc%eb%a1%9c-%ec%a4%84%ec%96%b4%eb%93%a0%eb%8b%a4%eb%a9%b4-%ec%96%b4%eb%96%bb%ea%b2%8c-%ed%95%98%ec%8b%9c%ea%b2%a0%ec%8a%b5","status":"publish","type":"post","link":"https:\/\/smartvora.com\/ko_kr\/%ea%b0%91%ec%9e%90%ea%b8%b0-%ec%97%b0%ea%b8%88%ec%9d%b4-%eb%b0%98%ec%9c%bc%eb%a1%9c-%ec%a4%84%ec%96%b4%eb%93%a0%eb%8b%a4%eb%a9%b4-%ec%96%b4%eb%96%bb%ea%b2%8c-%ed%95%98%ec%8b%9c%ea%b2%a0%ec%8a%b5\/","title":{"rendered":"\uac11\uc790\uae30 \uc5f0\uae08\uc774 \ubc18\uc73c\ub85c \uc904\uc5b4\ub4e0\ub2e4\uba74, \uc5b4\ub5bb\uac8c \ud558\uc2dc\uaca0\uc2b5\ub2c8\uae4c?&#8221;"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dna\/diMAe8\/btsO6cqfWTu\/AAAAAAAAAAAAAAAAAAAAAD-71LQ-lvALW6AMiUVsQjsTFuolAfHNPw2Wonj1mliR\/img.png?credential=yqXZFxpELC7KVnFOS48ylbz2pIh7yKj8&amp;expires=1753973999&amp;allow_ip=&amp;allow_referer=&amp;signature=7CS%2BUMWy%2BsG0OdIr%2BY6fpxUlH3k%3D\" alt=\"A Korean woman is looking at a Notice from the government\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dna\/F9sL9\/btsO5kWW6Ms\/AAAAAAAAAAAAAAAAAAAAAFDDmkkL6FuRSB0acVuTNjK6FHXNJ6UReU6DlO9rtL_T\/img.png?credential=yqXZFxpELC7KVnFOS48ylbz2pIh7yKj8&amp;expires=1753973999&amp;allow_ip=&amp;allow_referer=&amp;signature=62pk3ecp3UmAc0ObJLFMI2jHLSQ%3D\" alt=\"a Korean male is looking at the notice\"\/><\/figure>\n\n\n\n<p>\ub9e4\ub2ec \uaf2c\ubc15\uaf2c\ubc15 \ub4e4\uc5b4\uc624\ub358 \uc0ac\ud68c\ubcf4\uc7a5\uc5f0\uae08\uc774 \uc5b4\ub290 \ub0a0 \uc608\uace0 \uc5c6\uc774 \uc808\ubc18 \uac00\uae4c\uc774 \uc904\uc5b4\ub4e0\ub2e4\uba74, \ub300\ubd80\ubd84\uc758 \uc2dc\ub2c8\uc5b4\uc640 \uc7a5\uc560 \uc218\uae09\uc790\uc5d0\uac8c\ub294 \uc0dd\uacc4\uac00 \ud754\ub4e4\ub9b4 \uc218\ubc16\uc5d0 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd5c\uadfc \ubbf8\uad6d \uc0ac\ud68c\ubcf4\uc7a5\uccad(SSA)\uc740&nbsp;<strong>7\uc6d4\ubd80\ud130 \uc804\uad6d \uc218\ubc31\ub9cc \uba85\uc758 \uc218\uae09\uc790\uc5d0\uac8c\uc11c \u2018\uacfc\uc9c0\uae09\u2019\ub41c \ud61c\ud0dd\uc744 \ud658\uc218\ud558\uaca0\ub2e4\ub294 \uacf5\uc2dd \ubc1c\ud45c<\/strong>\ub97c \ud588\uc2b5\ub2c8\ub2e4.<br>\uc774\ubbf8 \uc77c\ubd80 \ubd84\ub4e4\uc740 \uacfc\uc9c0\uae09 \ud1b5\uc9c0\uc11c\ub97c \ubc1b\uae30 \uc2dc\uc791\ud588\uace0, \ubcf8\uaca9\uc801\uc778 \uacf5\uc81c\ub294&nbsp;<strong>7\uc6d4 24\uc77c \uc804\ud6c4\ub85c<\/strong>&nbsp;\uc2dc\uc791\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ubc88 \uc870\uce58\ub294 \ub9ce\uc740 \uc2dc\ub2c8\uc5b4\ub4e4\uc5d0\uac8c&nbsp;<strong>\uc608\uc0c1\uce58 \ubabb\ud55c \uc7ac\uc815\uc801 \ucda9\uaca9<\/strong>\uc744 \uc904 \uc218 \uc788\uc5b4, \ubc18\ub4dc\uc2dc \uadf8 \ub0b4\uc6a9\uc744 \uc815\ud655\ud788 \ud30c\uc545\ud558\uace0, \ud544\uc694\ud55c \ub300\uc751\ucc45\uc744 \ubbf8\ub9ac \uc54c\uc544\ub450\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<br>\uc774 \uae00\uc5d0\uc11c\ub294 \uc0ac\ud68c\ubcf4\uc7a5 \uacfc\uc9c0\uae09 \ud658\uc218\uc758 \ubc30\uacbd\ubd80\ud130, \uc5b4\ub5a4 \ubd84\ub4e4\uc774 \uc601\ud5a5\uc744 \ubc1b\uace0 \uc5b4\ub5a4 \uc870\uce58\ub97c \ucde8\ud560 \uc218 \uc788\ub294\uc9c0\uae4c\uc9c0 \ud558\ub098\ud558\ub098 \uc27d\uac8c \uc124\uba85\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7\uc6d4\ubd80\ud130 \uc0ac\ud68c\ubcf4\uc7a5\uc5f0\uae08\uc5d0\uc11c \uacfc\uc9c0\uae09 \ud658\uc218 \ubcf8\uaca9 \uc2dc\uc791<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dna\/LcpMK\/btsO6qu4sW8\/AAAAAAAAAAAAAAAAAAAAAO_XuzcDm4cxQ8zEdHboP5XiS6Ofq7NqJ9-M-Dmx7kV-\/img.png?credential=yqXZFxpELC7KVnFOS48ylbz2pIh7yKj8&amp;expires=1753973999&amp;allow_ip=&amp;allow_referer=&amp;signature=laGuzGvg9%2B27RNVAUghTcQ2pvJw%3D\" alt=\"\ubbf8\uad6d \uc815\ubd80\uc694\uc778\ub4e4 \uc815\ucc45 \ud1a0\uc758 \uc7a5\uba74\"\/><\/figure>\n\n\n\n<p><strong>\uc218\uae09\uc561\uc758 \ucd5c\ub300 50%\uae4c\uc9c0 \ucc28\uac10\u2026\uc2dc\ub2c8\uc5b4\uce35\uc5d0 \ud070 \uc601\ud5a5 \uc608\uc0c1<\/strong><\/p>\n\n\n\n<p>\uc5f0\ubc29 \uc0ac\ud68c\ubcf4\uc7a5\uccad(Social Security Administration, SSA)\uc774 \uc624\ub294 7\uc6d4\ubd80\ud130 \uacfc\uac70\uc5d0 \uc798\ubabb \uc9c0\uae09\ub41c \uc0ac\ud68c\ubcf4\uc7a5 \ud61c\ud0dd, \uc989&nbsp;<strong>\uacfc\uc9c0\uae09(overpayment)<\/strong>&nbsp;\uae08\uc561\uc5d0 \ub300\ud574 \ubcf8\uaca9\uc801\uc778 \ud658\uc218 \uc808\ucc28\ub97c \uc2dc\ud589\ud569\ub2c8\ub2e4.<br>\uc774\uc5d0 \ub530\ub77c \uacfc\uac70\uc5d0 \ucd08\uacfc\ub85c \uc218\ub839\ud55c \uae08\uc561\uc774 \uc788\ub294 \uc218\uae09\uc790\uc758 \uacbd\uc6b0, \uc55e\uc73c\ub85c \ubc1b\uac8c \ub420 **\uc0ac\ud68c\ubcf4\uc7a5 \uc5f0\uae08(Social Security checks)**\uc5d0\uc11c \ub9e4\ub2ec \ucd5c\ub300 50%\uae4c\uc9c0 \uacf5\uc81c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\uacfc\uc9c0\uae09 \ud658\uc218, \uc65c \uc9c0\uae08 \uc2dc\uc791\ub418\ub098?<\/h3>\n\n\n\n<p>\uc774\ubc88 \uc870\uce58\ub294 \uc5f0\ubc29 \uc7ac\ubb34\ubd80\uac00 \uc6b4\uc601\ud558\ub294 \u2018<strong>\uc7ac\ubb34\ubd80 \uc0c1\uacc4 \ud504\ub85c\uadf8\ub7a8(Treasury Offset Program, TOP)<\/strong>\u2019\uc758 \uc77c\ud658\uc785\ub2c8\ub2e4. \uc774 \ud504\ub85c\uadf8\ub7a8\uc740 \uc815\ubd80\uac00 \uc9c0\uae09\ud55c \ub3c8 \uc911 \uc798\ubabb\ub41c \ubd80\ubd84\uc744 \ub418\ub3cc\ub824 \ubc1b\uae30 \uc704\ud574 \ub9cc\ub4e4\uc5b4\uc9c4 \uc81c\ub3c4\ub85c, \uacfc\uc9c0\uae09\ub41c \uae08\uc561\uc774 \uc644\uc804\ud788 \uc0c1\ud658\ub420 \ub54c\uae4c\uc9c0 \ub9e4\ub2ec \uc77c\uc815 \ube44\uc728\uc744 \uc790\ub3d9\uc73c\ub85c \uacf5\uc81c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud32c\ub370\ubbf9 \uc2dc\uae30\uc5d0\ub294 \ub9ce\uc740 \ud589\uc815 \uc808\ucc28\uac00 \uc911\ub2e8\ub418\uba74\uc11c \uacfc\uc9c0\uae09 \ud658\uc218 \uc870\uce58\ub3c4 \uc7a0\uc2dc \uc720\uc608\ub410\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\ud6c4 2\ub144 \uc804\ubd80\ud130 \uc810\ucc28\uc801\uc73c\ub85c \ud658\uc218\uac00 \uc7ac\uac1c\ub418\uc5c8\uace0, \ucd08\uae30\uc5d0\ub294 \ub9e4\ub2ec 10% \uc218\uc900\ub9cc \uacf5\uc81c\ub410\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub2e4 \uc62c\ud574 3\uc6d4\uc5d0\ub294&nbsp;<strong>\uc218\uae09\uc561 100% \uc804\uc561 \uacf5\uc81c<\/strong>\ub77c\ub294 \uac15\uacbd\ud55c \ubc29\uc548\uae4c\uc9c0 \ub17c\uc758\ub418\uc5c8\uc9c0\ub9cc, \uad6d\ubbfc\ub4e4\uc758 \ubc18\ubc1c\uacfc \uc6b0\ub824\ub85c \uc778\ud574 \uc9c0\uae08\uc758 50% \uacf5\uc81c\uc548\uc73c\ub85c \uc218\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\uc774\ubbf8 \ud1b5\uc9c0\uc11c \ubc1c\uc1a1\u20267\uc6d4 \ud558\uc21c\ubd80\ud130 \uc2e4\uc81c \uacf5\uc81c \uc2dc\uc791<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dna\/brbzEA\/btsO6rtXtOk\/AAAAAAAAAAAAAAAAAAAAAP7GItMq5OPlAcuDuV1dApkaczMdWM1l3nNErmZuENjO\/img.png?credential=yqXZFxpELC7KVnFOS48ylbz2pIh7yKj8&amp;expires=1753973999&amp;allow_ip=&amp;allow_referer=&amp;signature=BwfEOvq8%2FwkG1erUjA3tIeld7hQ%3D\" alt=\"a post delivery man delivers a notice into mailbox\"\/><\/figure>\n\n\n\n<p>\uc0ac\ud68c\ubcf4\uc7a5\uccad\uc740 \uacfc\uc9c0\uae09 \uc5ec\ubd80\ub97c \ud1b5\ubcf4\ud558\ub294&nbsp;<strong>\uacf5\uc2dd \ud1b5\uc9c0\uc11c<\/strong>\ub97c \uc9c0\ub09c 4\uc6d4 25\uc77c\ubd80\ud130 \uc218\uae09\uc790\ub4e4\uc5d0\uac8c \ubc1c\uc1a1\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<br>\uadf8\ub9ac\uace0 \uc774 \ud1b5\uc9c0\ub97c \ubc1b\uc740 \uc218\uae09\uc790\ub4e4 \uc911 \uacfc\uc9c0\uae09\uc774 \ud655\uc778\ub41c \uacbd\uc6b0,&nbsp;<strong>7\uc6d4 24\uc77c \uc804\ud6c4\ub85c<\/strong>&nbsp;\ubcf8\uc778\uc758 \uc5f0\uae08\uc5d0\uc11c \uc2e4\uc81c \uae08\uc561 \uacf5\uc81c\uac00 \uc2dc\uc791\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4 \ub9e4\ub2ec 1,200\ub2ec\ub7ec\uc758 \uc5f0\uae08\uc744 \ubc1b\ub358 \uc218\uae09\uc790\uac00 \uacfc\uac70 \uacfc\uc9c0\uae09\uc774 \uc788\uc5c8\ub2e4\uba74, \uc55e\uc73c\ub85c\ub294 \ub9e4\ub2ec \ucd5c\ub300 600\ub2ec\ub7ec\ub9cc \uc218\ub839\ud558\uac8c \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br>\uc774\ub294 \uace0\uc815\ub41c \uc18c\ub4dd\uc5d0 \uc758\uc874\ud558\ub294 \uc740\ud1f4\uc790\ub098 \uc7a5\uc560\uc778 \ub4f1 \ucde8\uc57d\uacc4\uce35\uc5d0\uac8c \ud070 \uc7ac\uc815\uc801 \ubd80\ub2f4\uc774 \ub420 \uc218 \uc788\ub2e4\ub294 \uc6b0\ub824\uac00 \ucee4\uc9c0\uace0 \uc788\ub294 \uc774\uc720\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\uc65c \uacfc\uc9c0\uae09\uc774 \ubc1c\uc0dd\ud588\uc744\uae4c?<\/h3>\n\n\n\n<p>\uc0ac\ud68c\ubcf4\uc7a5\uccad\uc5d0 \ub530\ub974\uba74 \uacfc\uc9c0\uae09\uc740 \uc8fc\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \uc774\uc720\ub85c \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc218\uae09\uc790\uc758\u00a0<strong>\uc18c\ub4dd \ubcc0\ud654 \uc2e0\uace0 \ub204\ub77d<\/strong><\/li>\n\n\n\n<li>\uc218\uae09 \uc790\uaca9 \uae30\uc900 \uc624\ub958<\/li>\n\n\n\n<li>\uc815\ubd80 \ub0b4\ubd80\uc758 \uacc4\uc0b0 \ucc29\uc624<\/li>\n<\/ul>\n\n\n\n<p>\uc2e4\uc81c\ub85c&nbsp;<strong>2015\ub144\ubd80\ud130 2021\ub144\uae4c\uc9c0<\/strong>&nbsp;\uc798\ubabb \uc9c0\uae09\ub41c \ubd80\uc815 \uc9c0\uae09\uae08\uc740 \ubb34\ub824 **\uc57d 720\uc5b5 \ub2ec\ub7ec(\ud55c\ud654 \uc57d 100\uc870 \uc6d0 \uc774\uc0c1)**\uc5d0 \ub2ec\ud558\uba70, \uc774 \uc911 \uc57d&nbsp;<strong>230\uc5b5 \ub2ec\ub7ec\ub294 \uc544\uc9c1 \ud68c\uc218\ub418\uc9c0 \uc54a\uc740 \uc0c1\ud0dc<\/strong>\ub77c\uace0 \uc5f0\ubc29 \ud68c\uacc4 \ubcf4\uace0\uc11c\ub294 \uc804\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ucc98\ub7fc \ub9c9\ub300\ud55c \uc561\uc218\uac00 \uadf8\ub300\ub85c \ubc29\uce58\ub420 \uacbd\uc6b0, \uc0ac\ud68c\ubcf4\uc7a5\uc81c\ub3c4\uc758 \uc7ac\uc815 \uc548\uc815\uc131\uc5d0 \ubb38\uc81c\uac00 \uc0dd\uae38 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc815\ubd80\ub294 \uc774\ubc88 \ud658\uc218 \uc870\uce58\ub97c \uac15\ud589\ud558\uac8c \ub41c \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ub3c4\uc6c0\ubc1b\uc744 \uc218 \uc788\ub294 \ubc29\ubc95\uc740?<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dna\/cnJxu5\/btsO6XlBEYX\/AAAAAAAAAAAAAAAAAAAAADysQboWXiXw2-U7bA983u9AAoIxN01h7YuWEpXgZjy1\/img.png?credential=yqXZFxpELC7KVnFOS48ylbz2pIh7yKj8&amp;expires=1753973999&amp;allow_ip=&amp;allow_referer=&amp;signature=Gdd%2F80IBGW87OLP1lv540ZnfnUE%3D\" alt=\"an woman is consulting with social worker\"\/><\/figure>\n\n\n\n<p>\ub2e4\ud589\ud788 \uc218\uae09\uc790 \uc911 \uc77c\ubd80\ub294 \uc608\uc678\uc801\uc778 \ubcf4\ud638\ub97c \ubc1b\uc744 \uc218 \uc788\ub294 \ubc29\ubc95\uc774 \uc788\uc2b5\ub2c8\ub2e4.<br>\ub9cc\uc57d \ubcf8\uc778\uc774 \uacfc\uc9c0\uae09\uc744&nbsp;<strong>\uac10\ub2f9\ud558\uae30 \uc5b4\ub824\uc6b4 \uacbd\uc81c\uc801 \uc0c1\ud669<\/strong>\uc5d0 \ucc98\ud574 \uc788\ub2e4\uba74, \uc0ac\ud68c\ubcf4\uc7a5\uccad\uc5d0 \ub2e4\uc74c\uacfc \uac19\uc740 \uc808\ucc28\ub97c \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\ubd84\ud560 \ub0a9\ubd80 \uc2e0\uccad (Payment Plan)<\/strong><br>\uacfc\uc9c0\uae09 \uae08\uc561\uc744 \ud55c\uaebc\ubc88\uc5d0 \uac1a\uae30 \uc5b4\ub835\ub2e4\uba74, \ub9e4\ub2ec \uc18c\uc561\uc73c\ub85c \ub098\ub220 \uc0c1\ud658\ud560 \uc218 \uc788\ub3c4\ub85d \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uba74\uc81c \uc694\uccad (Waiver)<\/strong><br>\uacfc\uc9c0\uae09\uc774 \ubcf8\uc778\uc758\u00a0<strong>\uc798\ubabb\uc774 \uc544\ub2cc \uacbd\uc6b0<\/strong>, \ud574\ub2f9 \uae08\uc561\uc744 \uac1a\uc9c0 \uc54a\uc544\ub3c4 \ub418\ub294 \u2018\uba74\uc81c\u2019 \uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud56d\uc18c \uc808\ucc28 (Appeal)<\/strong><br>\uacfc\uc9c0\uae09 \ud310\ub2e8\uc5d0 \ub3d9\uc758\ud558\uc9c0 \uc54a\uac70\ub098, \ub0b4\ubd80 \uc2e4\uc218\ub77c\uace0 \ud310\ub2e8\ub41c\ub2e4\uba74 \uacf5\uc2dd\uc801\uc73c\ub85c \uc774\uc758\ub97c \uc81c\uae30\ud558\ub294 \ud56d\uc18c\ub3c4 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<p>\uc0ac\ud68c\ubcf4\uc7a5\uccad \uc784\uc2dc \uccad\uc7a5\uc778 **\ub9ac \ub4c0\ub371(Lee Dudek)**\uc740 \u201c\uc6b0\ub9ac\ub294 \ub0a9\uc138\uc790\uc758 \uc138\uae08\uc744 \ucc45\uc784 \uc788\uac8c \uad00\ub9ac\ud574\uc57c \ud558\uba70, \uc81c\ub3c4\uc758 \uc9c0\uc18d \uac00\ub2a5\uc131\uc744 \uc704\ud574 \uc774\ubc88 \uc870\uce58\uac00 \ud544\uc694\ud558\ub2e4\u201d\uace0 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\uc2dc\ub2c8\uc5b4\uc640 \ucde8\uc57d\uacc4\uce35\uc5d0\uac8c \ud070 \ud0c0\uaca9 \uc608\uc0c1<\/h3>\n\n\n\n<p>\uc774\ubc88 \uc870\uce58\ub294&nbsp;<strong>\uc870\uc9c0\uc544\uc8fc\ub97c \ud3ec\ud568\ud574 \uc804\uad6d \uc218\ubc31\ub9cc \uba85\uc758 \uc218\uae09\uc790<\/strong>\uc5d0\uac8c \uc601\ud5a5\uc744 \uc904 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \ud2b9\ud788 \ub9e4\ub2ec \uc5f0\uae08\uc5d0 \uc758\uc874\ud574 \uc0dd\ud65c\ud558\ub294&nbsp;<strong>\uc740\ud1f4\uc790, \uc7a5\uc560\uc778, \uc800\uc18c\ub4dd\uce35<\/strong>\uc5d0\uac8c\ub294 \uc2e4\uc9c8\uc801\uc778 \uc0dd\uacc4\uc5d0 \ud070 \ud0c0\uaca9\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\uc5d0 \ub530\ub77c \uc804\ubb38\uac00\ub4e4\uc740 \ud574\ub2f9 \uc870\uce58\ub97c \ub2e8\uc21c\ud788 \ud589\uc815\uc801\uc778 \uc808\ucc28\ub85c \ubcf4\uae30\ubcf4\ub2e4\ub294,&nbsp;<strong>\ucde8\uc57d\uacc4\uce35\uc5d0 \ub300\ud55c \ubcf4\ud638 \uc7a5\uce58 \ub9c8\ub828\uc774 \ud568\uaed8 \ubcd1\ud589\ub418\uc5b4\uc57c \ud55c\ub2e4<\/strong>\uace0 \uac15\uc870\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ubb34\uc5c7\uc744 \ud574\uc57c \ud558\ub098?<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dna\/74yBU\/btsO7f7oVLg\/AAAAAAAAAAAAAAAAAAAAABeU3P_gfogkkgzqg0mM0aVXKnbd1ynBp4EnqHEAFPnK\/img.png?credential=yqXZFxpELC7KVnFOS48ylbz2pIh7yKj8&amp;expires=1753973999&amp;allow_ip=&amp;allow_referer=&amp;signature=6l%2BQDSR%2FzmmB0DfI%2B5e2vy8RQP0%3D\" alt=\"\uc5ec\uc131 \ub178\uc778\uc774 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uc0c1\ub2f4\uc7a5\uba74\"\/><\/figure>\n\n\n\n<p><strong>\uaf2d \ud655\uc778\ud558\uc138\uc694!<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud639\uc2dc \ub098\ub3c4 \uacfc\uc9c0\uae09 \ub300\uc0c1\uc778\uc9c0 \uac71\uc815\ub418\uc2dc\ub098\uc694?<br><strong>\uacfc\uc9c0\uae09 \ud1b5\uc9c0\uc11c\ub97c \ubc1b\uc558\ub294\uc9c0 \uc6b0\uc120 \ud655\uc778<\/strong>\ud574\ubcf4\uc138\uc694.<\/li>\n\n\n\n<li>\ud1b5\uc9c0\uc11c\ub97c \ubc1b\uc558\ub2e4\uba74, \uacf5\uc81c \uae08\uc561\uc774 \uc815\ud655\ud788 \uc5bc\ub9c8\uc778\uc9c0, \uc5b8\uc81c\ubd80\ud130 \uc801\uc6a9\ub418\ub294\uc9c0\ub97c \uaf3c\uaf3c\ud788 \uc0b4\ud3b4\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ud544\uc694\ud560 \uacbd\uc6b0, \uac00\uae4c\uc6b4\u00a0<strong>\uc0ac\ud68c\ubcf4\uc7a5\uad6d \uc0ac\ubb34\uc18c<\/strong>\ub97c \uc9c1\uc811 \ubc29\ubb38\ud558\uac70\ub098 \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8 **<a href=\"https:\/\/www.ssa.gov\/\" target=\"_blank\" rel=\"noopener\">ssa.gov<\/a>**\ub97c \ud1b5\ud574 \uad00\ub828 \uc808\ucc28\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>\uacbd\uc81c\uc801\uc73c\ub85c \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \uc218\uae09\uc790\ubd84\ub4e4\uc774 \ubd88\uc774\uc775 \uc5c6\uc774 \uc81c\ub3c4\uc801\uc778 \ubcf4\ud638\ub97c \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d, \uc8fc\ubcc0 \uac00\uc871\uc774\ub098 \uc9c0\uc778\ub4e4\uc774 \ud568\uaed8 \uc815\ubcf4\ub97c \uacf5\uc720\ud558\uace0 \ub3c4\uc640\uc8fc\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8\uad6d \uc0ac\ud68c\ubcf4\uc7a5\uccad(SSA)\uc740 7\uc6d4\ubd80\ud130 \uacfc\uac70 \uc798\ubabb \uc9c0\uae09\ub41c \uc5f0\uae08\uc744 \ud658\uc218\ud558\uae30 \uc704\ud574 \ub9e4\ub2ec \ucd5c\ub300 50%\uae4c\uc9c0 \uacf5\uc81c\ud558\uaca0\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \uc774\ubbf8 4\uc6d4\ubd80\ud130 \uacfc\uc9c0\uae09 \ud1b5\uc9c0\uc11c\ub97c \ubc1c\uc1a1\ud588\uc73c\uba70, \uc2e4\uc81c \uacf5\uc81c\ub294 7\uc6d4 24\uc77c\uacbd\ubd80\ud130 \uc2dc\uc791\ub429\ub2c8\ub2e4. \uc8fc\uc694 \uc6d0\uc778\uc740 \uc18c\ub4dd \uc2e0\uace0 \ub204\ub77d, \uc790\uaca9 \uae30\uc900 \uc624\ub958, \ud589\uc815 \ucc29\uc624\ub85c, 2015~2021\ub144 \uc0ac\uc774 \uc57d 720\uc5b5 \ub2ec\ub7ec\uac00 \uc798\ubabb \uc9c0\uae09\ub410\uace0 \uc0c1\ub2f9 \uae08\uc561\uc774 \uc544\uc9c1 \ud68c\uc218\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uacf5\uc81c\ub294 \uace0\uc815 \uc218\uc785\uc5d0 \uc758\uc874\ud558\ub294 \uc2dc\ub2c8\uc5b4\uc640 \uc7a5\uc560\uc778\uc5d0\uac8c \ud070 \ud0c0\uaca9\uc774 \ub420 \uc804\ub9dd\uc785\ub2c8\ub2e4. \uc218\uae09\uc790\ub294 \ubd84\ud560 \ub0a9\ubd80, \uba74\uc81c, \ud56d\uc18c \uc2e0\uccad\uc73c\ub85c \ub300\uc751\ud560 \uc218 \uc788\uc73c\ub2c8 \ud1b5\uc9c0 \uc5ec\ubd80\uc640 \uacf5\uc81c \uae08\uc561\uc744 \ubc18\ub4dc\uc2dc \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \ucd94\uac00 \uc815\ubcf4\ub294 ssa.gov\uc5d0\uc11c \ud655\uc778 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":40,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[39,48,42,37,47,44,43,38,36,49,41,40,46,45],"class_list":{"0":"post-75","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-3","8":"tag-socialsecurity","9":"tag-ssa","11":"tag-37","12":"tag-47","13":"tag-44","14":"tag-43","15":"tag-38","16":"tag-36","17":"tag-49","18":"tag-41","19":"tag-40","20":"tag-46","21":"tag-45"},"_links":{"self":[{"href":"https:\/\/smartvora.com\/ko_kr\/wp-json\/wp\/v2\/posts\/75","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartvora.com\/ko_kr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartvora.com\/ko_kr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartvora.com\/ko_kr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartvora.com\/ko_kr\/wp-json\/wp\/v2\/comments?post=75"}],"version-history":[{"count":1,"href":"https:\/\/smartvora.com\/ko_kr\/wp-json\/wp\/v2\/posts\/75\/revisions"}],"predecessor-version":[{"id":76,"href":"https:\/\/smartvora.com\/ko_kr\/wp-json\/wp\/v2\/posts\/75\/revisions\/76"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartvora.com\/ko_kr\/wp-json\/wp\/v2\/media\/40"}],"wp:attachment":[{"href":"https:\/\/smartvora.com\/ko_kr\/wp-json\/wp\/v2\/media?parent=75"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartvora.com\/ko_kr\/wp-json\/wp\/v2\/categories?post=75"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartvora.com\/ko_kr\/wp-json\/wp\/v2\/tags?post=75"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}